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Industry InsightsChecklist

AI Deployment Checklist for Insurers

Complete pre-deployment checklist for insurance AI implementations covering claims workflow audit, data security, vendor evaluation, and compliance requirements.

January 16, 2026
8 min
Checklist
Industry Insights

Pre-Deployment Assessment

Claims Workflow Audit

  • Map current claims process end-to-end
  • Identify automation candidates by volume and complexity
  • Document exception handling procedures
  • Catalog data sources and system integrations
  • Benchmark current performance metrics

Underwriting Process Review

  • Document risk assessment criteria
  • Identify data sources for automated underwriting
  • Define pricing model requirements
  • Map human review triggers and escalation paths

Data Security Requirements

  • Verify SOC 2 Type II certification
  • Confirm HIPAA compliance (for health insurance)
  • Review data encryption standards (at rest and in transit)
  • Audit access control and authentication mechanisms
  • Verify data residency compliance
  • Review backup and disaster recovery procedures
  • Confirm PII handling and retention policies

Regulatory Compliance

  • Review state insurance department requirements
  • Document AI decision-making transparency measures
  • Ensure fair lending and discrimination compliance
  • Prepare model risk management documentation
  • Establish audit trail requirements
  • Define human oversight protocols

Vendor Evaluation Criteria

Technical Requirements

  • Integration capabilities with existing systems
  • Scalability for claims volume
  • API availability and documentation
  • Uptime SLA and support levels

Insurance-Specific Features

  • Claims processing automation capabilities
  • Fraud detection model accuracy
  • Underwriting automation features
  • Policy administration integration
  • Customer portal capabilities

Vendor Stability

  • Financial stability assessment
  • Insurance industry experience
  • Customer references from similar insurers
  • Product roadmap alignment

Go-Live Readiness

Technical Readiness

  • Integration testing complete
  • Performance testing validated
  • Security penetration testing passed
  • Disaster recovery tested

Operational Readiness

  • Staff training completed
  • Support procedures documented
  • Escalation paths defined
  • Rollback plan prepared

Business Readiness

  • Success metrics defined
  • Stakeholder communication plan ready
  • Customer communication prepared
  • Regulatory notifications complete (if required)

Post-Deployment Monitoring

  • Establish KPI dashboards
  • Schedule regular model performance reviews
  • Plan quarterly business reviews
  • Document continuous improvement process

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